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šipka zpět Blog How to claim the mortgage discount

How to claim the mortgage discount

  • The maximum discount for mortgage interest from 2021 is CZK 150,000 per year.
  • For mortgages concluded before 2021, the maximum is CZK 300,000.
  • Proof of interest paid is attached to the tax return as an annex.

These are all loans that are used to meet a housing need.
The mortgage or loan must be used for you or your loved ones to live permanently. The loan discount cannot be used for a vacation home or apartment that you are subletting.
For mortgages taken out in the last year, the discount is also reduced for each month the mortgage was not taken out.

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